I JUST started using this but am loving it thus far. I need sheets/order in my life to be able to keep my mind straight. I think Abby has done an amazing job putting all of this together and I’m grateful.

It definitely takes some time to set up, but once it is all set up budgeting and keeping track of debts is now much easier. The ability to see the projected debt payoff is a good visual way to see how much you have left to payoff and to help plan how to get out of debt.

Havent done a lot of traveling recently, but am planning two trips next year and needed something to help organize all my plans, reservations, etc. This spreadsheet does all of that so easily! Love it!

It’s so nice to have instructions on how to use the software. I love that all you do is enter your credits and debits - the software calculates everything.

Abby’s Debt Spreadsheet is exactly what I needed to finally get a clear picture of my finances. The layout is simple but powerful. Everything is already set up with formulas, so all I had to do was plug in my numbers. It automatically tracks my balances, interest, and progress, which makes staying motivated so much easier.

I especially love the visual progress tracker and how it breaks everything down month by month. It’s perfect for seeing how each payment actually moves the needle toward being debt-free. She also includes easy-to-follow instructions, which is great even if you’re not a spreadsheet person.

Overall, this tool makes managing debt feel less stressful and more empowering. I’d recommend it to anyone who wants to take control of their finances and finally see real progress.

It was so hard to visualize how to think about paying off our debt but this spreadsheet is truly amazing. It tells you everything you need to know and you can toggle between both methods. I started using this last month and it spells it out and tells me when everything will be paid off. Loans I have for so many years are downsized to minimal years to get paid off and to visually see it and be able to check off payments as you go is truly amazing. So easy to use as it does the math for you! I was going to do this but it would have taken me forever. I stumbled on these and it was the easiest money I spent. Sheets like this take a lot of time. Time I don't have. Thank you!

I’ve created or downloaded numerous budgeting sheets in the past to try to get a handle on where I’m spending, where to save and how to pay down debt strategically. This spreadsheet does all the heavy lifting for you. I absolutely love the set up and being able to easily make changes that apply across all months. Toggling between “snowball and avalanche” methods is a game changer. Thank you for doing this! It made a task I used to dread something I actually look forward to. I feel organized and intentional about my spending and savings. This is peak adulting.

I’ve been looking for a way to keep me better organized and on top of tasks. This tracker is easy to use, very well planned out and set up, helps to quickly look view tasks inform different perspectives and provides clear planning and thinking

Amazing way to keep track of our finances in the best way!! So thankful to have found her! And so happy it came from someone local <3

This spreadsheet is amazing and it is helping me see exactly where my money is going. This will be so helpful to me for years to come!

Excellent digital products. I just need to set aside some time to use them fully.

This spreadsheet was super easy to set up and there were even some helpful how to videos that were sent after I received it that answered questions I hadn’t even thought of yet. It is stressful seeing all of my debt actually written out in one place but then to see that there is a clear plan and an end date in sight is such an amazing feeling! Thank you for putting this spreadsheet together it is the roadmap to my financial freedom!

I love that this system is so comprehensive. I’ve tried and tried on my own to come up with something like this but failed miserably. This will help us so very much.
I cannot figure out how to print the spreadsheets though. That is a bummer. Others, great!

I love this sheet just exactly what I needed thanks Abby

Finally, a habit tracker in a format that’s accessible, quick and easy. Habits themselves ca be seen as a chore to implement but tracking them should not be. I can update on any device it’s a clean easy to track my progress.