I've been using this for the past two months and boy has it helped so much! I can see everything in one place and I'm able to see how long things will take to pay off. I've actually been able to pay off some debt way earlier than planned. I love this!

Love love love this spreadsheet

This spreadsheet is SO great for helping me get clear on finances. Thank you Abby!

I just saw an ad for this product on Instagram & purchased it, seriously the best money I have ever spent. I downloaded the spreadsheet, watched the setup tutorial & in moments I could see how I'm going to be debt-free in just 2 years & the way it's broken down looks so manageable! This gives me so much hope & I'm actually really excited to start my payment plan. Thank you so much Abby!

This spreadsheet is super easy to use and makes tracking my debt payoff feel way less overwhelming. The layout is clean, everything is straightforward, and the video walkthrough makes it even easier to get started. Exactly what I needed to stay organized and motivated!

Habit Tracker Spreadsheet for Google Sheets

I think this is going to be just what I need to get organized in this area. The only thing I would suggest is adding a dozen more rows to the non-monthly bills section in the setup tab. We have a unique setup and have a lot more items. I managed by combining some together, but it would be nice to record each separately. Otherwise I’m excited about the possibility of having better control over where our money goes.

Outstanding spreadsheets. Love the way that everything is interconnected and updates automatically. One suggestion is more lines in the “Debt” set up page. 'Some people’ (me), like to keep track of credit card debt separately by different interest rates, ie. 23% Cash Advance, 20% Purchases, and 0% for special offer balance transfers. That takes up 3 lines per credit card. More than one credit card, adds up quick and doesn’t leave room for other types of debt. Just a thought. Thanks so much! Love the Finance Dashboard and Annual Budget Spreadsheets!

I JUST started using this but am loving it thus far. I need sheets/order in my life to be able to keep my mind straight. I think Abby has done an amazing job putting all of this together and I’m grateful.

It definitely takes some time to set up, but once it is all set up budgeting and keeping track of debts is now much easier. The ability to see the projected debt payoff is a good visual way to see how much you have left to payoff and to help plan how to get out of debt.

Havent done a lot of traveling recently, but am planning two trips next year and needed something to help organize all my plans, reservations, etc. This spreadsheet does all of that so easily! Love it!

It’s so nice to have instructions on how to use the software. I love that all you do is enter your credits and debits - the software calculates everything.

Abby’s Debt Spreadsheet is exactly what I needed to finally get a clear picture of my finances. The layout is simple but powerful. Everything is already set up with formulas, so all I had to do was plug in my numbers. It automatically tracks my balances, interest, and progress, which makes staying motivated so much easier.

I especially love the visual progress tracker and how it breaks everything down month by month. It’s perfect for seeing how each payment actually moves the needle toward being debt-free. She also includes easy-to-follow instructions, which is great even if you’re not a spreadsheet person.

Overall, this tool makes managing debt feel less stressful and more empowering. I’d recommend it to anyone who wants to take control of their finances and finally see real progress.

It was so hard to visualize how to think about paying off our debt but this spreadsheet is truly amazing. It tells you everything you need to know and you can toggle between both methods. I started using this last month and it spells it out and tells me when everything will be paid off. Loans I have for so many years are downsized to minimal years to get paid off and to visually see it and be able to check off payments as you go is truly amazing. So easy to use as it does the math for you! I was going to do this but it would have taken me forever. I stumbled on these and it was the easiest money I spent. Sheets like this take a lot of time. Time I don't have. Thank you!

I’ve created or downloaded numerous budgeting sheets in the past to try to get a handle on where I’m spending, where to save and how to pay down debt strategically. This spreadsheet does all the heavy lifting for you. I absolutely love the set up and being able to easily make changes that apply across all months. Toggling between “snowball and avalanche” methods is a game changer. Thank you for doing this! It made a task I used to dread something I actually look forward to. I feel organized and intentional about my spending and savings. This is peak adulting.